Commercial Property Finance

At The Loan Supply Company, we know that investing in or purchasing commercial property is a significant step for any business or investor. Whether you’re buying your first commercial building, expanding your property portfolio, or refinancing an existing asset, our team is here to guide you through every stage of the process. We work closely with you and your trusted advisers—such as your lawyer, accountant, or property consultant—to ensure you get the best possible outcome.

End-to-End Support

Commercial property finance can be complex, with many moving parts and stakeholders involved. We don’t just arrange the loan and walk away we manage the entire process to make things as smooth and stress-free as possible:

• Facility Documentation:
  We review and explain all loan documents, making sure you understand the terms and conditions. We’ll work with your legal and accounting advisers to ensure everything is in order and your interests are protected.

• Transactional Banking Setup:
  We help you set up the right banking facilities to support your property investment, such as dedicated accounts for rent collection, loan repayments, and property expenses. This helps keep your finances organised and your investment running smoothly.

• Loan Settlement:
  We coordinate with all parties—lenders, lawyers, and agents—to ensure a seamless settlement. Our team makes sure funds are available on time, so you can take possession of your property without unnecessary delays.

By streamlining these steps and working only with motivated lenders, we help deliver better outcomes and a smoother experience for our clients.

Purchasing or Refinancing Commercial Property

Whether you’re buying a new commercial property, refinancing an existing one, or looking to release equity for other investments, we can help you secure the right finance solution:

• Tailored Lending Solutions:
  We assess your needs and match you with the most suitable lender and loan structure—whether it’s for an office, retail space, industrial property, or mixed-use development.

• Competitive Rates and Terms:
  We have strong relationships with banks and non-bank lenders across New Zealand. We’ll negotiate on your behalf to secure the most competitive rates, flexible terms, and features that suit your investment strategy.

• Equity Release and Restructuring:
  If you want to unlock equity from your existing property or restructure your loans for better cashflow, we’ll help you explore your options and make a plan that fits your goals.