Whether it's a new ute for the team, a digger for a contract you've just won, or a piece of machinery that'll pay for itself quickly, asset finance lets you spread the cost and keep your cash where it needs to be.
From a single work vehicle to a full fleet. If your business runs on wheels, we can fund it.
Excavators, loaders, forklifts, tractors, and agricultural or construction equipment. We work with lenders who understand what these assets are worth on the ground.
Computers, servers, and workshop or office technology. Worth financing when the upfront cost doesn't make sense as a lump sum.
There are a few ways to structure it. The right one depends on your cashflow, your tax position, and whether ownership from day one matters to you. We work that out with you.
The lender owns the asset and leases it to you. At the end of the term you can buy it, upgrade, or hand it back.
You pay it off in instalments and ownership transfers once the final payment is made. The most common option for vehicles and machinery.
You own the asset from day one, with the lender holding a security interest until the loan is repaid.
Spread the cost and keep your working capital free for wages, materials, and whatever comes up.
Repayment structures built around your cashflow, including seasonal cycles for rural and agricultural businesses.
Repayments and depreciation can often be claimed as business expenses. Your accountant can confirm what applies.
Move to newer equipment as the business grows without being tied to ageing assets.
